Why we do this
Small adjustments today can change the entire trajectory of a person’s life.
Take the Free AssessmentFree, takes about 5 minutes, no Social Security number or credit card required.


Our founder
I grew up in Southern California: middle income, decent grades. USC was my dream school. Then my father had a heart attack and lost his job, and I ended up commuting to a school I could afford.
My younger brother was just starting high school, and I refused to let the same thing happen to him. We found someone who did what we do now. With a little planning and a few adjustments to our family’s finances, my brother went to a private school in Southern California, and it didn’t cost him a single penny.
That’s why I do this. Small adjustments today can change the entire trajectory of a person’s life: their career, their future, and how much you’ll have left for your own retirement.
Sam MikhailCEO & Co-Founder, SMARTTRACK℠ College Funding
SMARTTRACK℠ exists to help families pay for college the smart way: the best aid, the lowest cost, and a retirement that stays intact, through honest guidance and tools that put real expertise in every family’s hands.
Who you work with
- Certified College Funding Specialists
- Licensed Financial Professionals
- ACCFS Master Trainers
- CPAs & Investment Advisors
Ready to see where your family stands?
Take the Free AssessmentFree, takes about 5 minutes, no Social Security number or credit card required.